AAA Says 1/3 of Boaters are Uninsured

New statistics released by AAA reveal just how many boaters take to the water while uninsured. They found that only 2/3 of boaters in Florida, Georgia and Tennessee are covered. Many people assume their home owners insurance policy will cover their boats, but this typically only applies to small watercraft with no engines. Last year, there were more than 4,000 boating accidents and 614 deaths. With numbers like that, it’s obvious why boating insurance is necessary.

This time of year, lakes, rivers and bays will be crowded with boats. Just like on crowded highways, crowded waterways can lead to collisions. And just like in your car, if you’re drinking while steering, you’re bound to run into some trouble. Drinking while boating is indeed illegal, and is the one of the leading causes for boating accidents. Other common factors in such accidents include inattention, improper lookout, inexperience and speed.

It’s tempting to brush off warnings of boating accidents when there is fun in the sun to be had. Boating lends itself to a carefree atmosphere where people might not pay as close attention to where they’re going, or to how fast they’re traveling. The reality is that boats are powerful machines capable of real damage. With powerful engines and heavy equipment on board, boats colliding can be just as dangerous as your average car crash. Like cars, they can’t be underestimated and should be properly covered by insurance for those worst case scenarios. The last thing you want is to discover you’re not insured when you’ve gotten into an accident.

Boat & Jet Ski Accident Lawyers

Personal injury attorney Richard Serpe has helped victims of personal injuries for over 29 years. If you or a loved one has been injured in an accident that was caused by someone else’s negligence, you have legal rights. If you’d like to discuss your legal rights, and the possible compensation you may be owed, contact Richard Serpe to setup a free consultation.